:root {
  --navy: #071936;
  --navy-2: #152f50;
  --blue: #2f87c1;
  --blue-2: #0f6faf;
  --ink: #071936;
  --muted: #5d6b7d;
  --line: #dce5ee;
  --soft: #f4f7fb;
  --white: #fff;
  --radius: 8px;
  --shadow: 0 18px 45px rgba(7, 25, 54, 0.14);
  --shadow-hover: 0 18px 42px rgba(7, 25, 54, 0.14);
  --focus: #8fd0ff;
  --ease: 200ms ease;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Arial, "Helvetica Neue", sans-serif;
  line-height: 1.65;
  overflow-x: hidden;
}
main, .site-header, .site-footer, .hero, .section { max-width: 100vw; overflow-x: hidden; }
a { color: inherit; text-decoration: none; }
a, button, summary, .card-link, .mobile-sticky a { cursor: pointer; }
img { max-width: 100%; display: block; }
button, input, select, textarea { font: inherit; }
button, a, summary, input, select, textarea {
  transition: color var(--ease), background-color var(--ease), border-color var(--ease), box-shadow var(--ease), transform var(--ease), opacity var(--ease), filter var(--ease);
}
a:focus-visible,
button:focus-visible,
summary:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible {
  outline: 3px solid var(--focus);
  outline-offset: 3px;
  box-shadow: 0 0 0 5px rgba(47, 135, 193, .22);
}
button:disabled {
  cursor: not-allowed;
  opacity: .72;
  transform: none;
}
.container { width: min(1180px, calc(100% - 40px)); margin-inline: auto; }
.skip-link {
  position: absolute;
  inset-block-start: -48px;
  inset-inline-start: 20px;
  background: var(--blue);
  color: white;
  padding: 10px 14px;
  z-index: 20;
}
.skip-link:focus { inset-block-start: 10px; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: var(--navy-2);
  color: white;
  box-shadow: 0 1px 0 rgba(255,255,255,.06);
}
.header-inner {
  min-height: 92px;
  display: grid;
  grid-template-columns: 240px 1fr auto;
  gap: 28px;
  align-items: center;
}
.brand img { width: 228px; height: auto; aspect-ratio: 768 / 283; }
.brand:hover { opacity: .86; }
.main-nav {
  display: flex;
  gap: 30px;
  align-items: center;
  justify-content: center;
  font-weight: 700;
}
.main-nav a {
  position: relative;
  opacity: .92;
  border-radius: 6px;
  padding-block: 6px;
}
.main-nav a::after {
  content: "";
  position: absolute;
  inset-inline: 0;
  inset-block-end: 0;
  height: 2px;
  background: currentColor;
  border-radius: 999px;
  opacity: 0;
  transform: scaleX(.4);
  transition: opacity var(--ease), transform var(--ease);
}
.main-nav a:hover,
.main-nav a.active {
  color: var(--focus);
  opacity: 1;
}
.main-nav a:hover::after,
.main-nav a.active::after {
  opacity: .9;
  transform: scaleX(1);
}
.header-cta, .btn {
  border: 0;
  border-radius: 999px;
  padding: 12px 24px;
  min-height: 48px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-weight: 800;
  cursor: pointer;
}
.header-cta, .btn-primary { background: var(--blue); color: white; }
.header-cta:hover, .btn-primary:hover { background: var(--blue-2); transform: translateY(-1px); box-shadow: 0 10px 22px rgba(7,25,54,.16); }
.btn-secondary { color: white; border: 1px solid rgba(255,255,255,.48); background: transparent; }
.btn-secondary:hover { background: white; border-color: white; color: var(--navy); transform: translateY(-1px); }
.btn-outline { color: var(--blue-2); border: 2px solid var(--blue); background: white; }
.btn-outline:hover { background: var(--blue-2); border-color: var(--blue-2); color: white; transform: translateY(-1px); }
.menu-toggle { display: none; background: transparent; color: white; border: 0; font-size: 28px; }
.menu-toggle:hover { color: #8fd0ff; }

.hero {
  background: var(--navy-2);
  color: white;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: "";
  position: absolute;
  inset-inline-start: -100px;
  inset-block-end: -90px;
  width: 420px;
  height: 420px;
  border: 4px solid rgba(255,255,255,.14);
  transform: skewX(-12deg);
}
.hero::after {
  content: "";
  position: absolute;
  inset-inline-end: 9%;
  inset-block-start: 150px;
  width: 58px;
  height: 58px;
  background: rgba(255,255,255,.94);
  transform: rotate(45deg);
  box-shadow: 28px 0 0 rgba(255,255,255,.34), 56px 0 0 rgba(255,255,255,.18);
}
.hero-inner {
  min-height: 610px;
  padding: 88px 0 76px;
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1fr) 380px;
  gap: 52px;
  align-items: center;
}
.hero-inner > * { min-width: 0; }
.eyebrow {
  color: #8fd0ff;
  font-weight: 800;
  margin: 0 0 12px;
}
h1, h2, h3 { line-height: 1.18; margin: 0; }
h1 { font-size: clamp(42px, 6vw, 82px); max-width: 920px; letter-spacing: 0; }
.hero p.lead {
  font-size: clamp(20px, 2vw, 28px);
  max-width: 820px;
  color: rgba(255,255,255,.92);
  margin: 28px 0 0;
}
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 34px; }
.hero-card {
  background: rgba(255,255,255,.96);
  color: var(--ink);
  border-radius: var(--radius);
  padding: 26px;
  box-shadow: var(--shadow);
}
.hero-card h2 { font-size: 24px; margin-bottom: 16px; }
.hero-card ul { margin: 0; padding: 0; list-style: none; display: grid; gap: 10px; }
.hero-card li { padding-inline-start: 28px; position: relative; }
.hero-card li::before {
  content: "";
  position: absolute;
  inset-inline-start: 0;
  top: .72em;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--blue);
}

.section { padding: 78px 0; }
.section-soft { background: var(--soft); }
.section-navy { background: var(--navy); color: white; }
.section-header {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 28px;
  margin-bottom: 34px;
}
.section-header h2, .center-title h2 { font-size: clamp(30px, 4vw, 48px); }
.section-header p, .center-title p { color: var(--muted); max-width: 740px; margin: 12px 0 0; }
.section-navy .section-header p, .section-navy .center-title p { color: rgba(255,255,255,.76); }
.center-title { text-align: center; max-width: 860px; margin: 0 auto 36px; }
.center-title::after {
  content: "";
  display: block;
  width: 78px;
  height: 5px;
  border-radius: 999px;
  background: var(--blue);
  margin: 18px auto 0;
}

.grid { display: grid; gap: 24px; }
.grid-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.grid-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.grid-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.card {
  background: white;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 28px;
  min-height: 100%;
  min-width: 0;
  box-shadow: 0 8px 24px rgba(7,25,54,.06);
  transition: border-color var(--ease), box-shadow var(--ease), transform var(--ease);
}
.card:hover {
  border-color: rgba(47, 135, 193, .24);
  box-shadow: 0 14px 34px rgba(7,25,54,.1);
  transform: translateY(-2px);
}
.section-navy .card { color: var(--ink); }
.card h3 { font-size: 24px; margin-bottom: 12px; }
.card p { color: var(--muted); margin: 0 0 18px; }
.card h3, .card p { overflow-wrap: anywhere; }
.card a, .card-cta { color: var(--blue-2); font-weight: 800; }
.card-link { display: block; }
.card-link:hover {
  border-color: rgba(47, 135, 193, .35);
  box-shadow: var(--shadow-hover);
  transform: translateY(-2px);
}
.card-link:hover .card-cta { color: var(--navy); }
.card-link:focus-visible { transform: translateY(-2px); }
.icon-circle {
  width: 74px;
  height: 74px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: #eaf3ff;
  color: var(--blue-2);
  font-size: 30px;
  margin-bottom: 18px;
}

.trust-strip {
  background: white;
  box-shadow: var(--shadow);
  transform: translateY(-42px);
  position: relative;
  z-index: 2;
  border-radius: var(--radius);
  padding: 24px;
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 16px;
}
.trust-strip span {
  border-inline-start: 1px solid var(--line);
  padding: 12px 16px;
  font-weight: 800;
  color: var(--navy-2);
  transition: color var(--ease), background-color var(--ease);
}
.trust-strip span:hover { color: var(--blue-2); background: rgba(47,135,193,.04); }

.split-band {
  display: grid;
  grid-template-columns: .92fr 1.08fr;
  gap: 46px;
  align-items: start;
}
.feature-list { display: grid; gap: 14px; margin: 0; padding: 0; list-style: none; }
.feature-list li {
  background: white;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 18px 20px;
  font-weight: 700;
  transition: border-color var(--ease), box-shadow var(--ease), transform var(--ease);
}
.feature-list li:hover {
  border-color: rgba(47, 135, 193, .3);
  box-shadow: 0 10px 24px rgba(7,25,54,.08);
  transform: translateY(-1px);
}
.section-navy .feature-list li { background: rgba(255,255,255,.06); border-color: rgba(255,255,255,.14); }

.steps { counter-reset: step; display: grid; gap: 18px; }
.step {
  counter-increment: step;
  display: grid;
  grid-template-columns: 54px 1fr;
  gap: 16px;
  align-items: start;
}
.step::before {
  content: counter(step);
  width: 54px;
  height: 54px;
  border-radius: 50%;
  background: var(--blue);
  color: white;
  display: grid;
  place-items: center;
  font-weight: 900;
}
.step h3 { font-size: 21px; }
.step p { margin: 6px 0 0; color: var(--muted); }

.form-panel {
  background: white;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 30px;
  box-shadow: var(--shadow);
}
.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}
.form-grid .full { grid-column: 1 / -1; }
input, select, textarea {
  width: 100%;
  border: 1px solid #cbd8e5;
  border-radius: 6px;
  padding: 13px 14px;
  background: white;
  color: var(--ink);
  text-align: right;
  caret-color: var(--blue-2);
}
select { cursor: pointer; }
label span {
  display: block;
  margin-bottom: 6px;
  color: var(--navy-2);
  font-size: 14px;
  font-weight: 800;
}
input:hover, select:hover, textarea:hover { border-color: #9fb5cb; background: #fbfdff; }
input:focus-visible, select:focus-visible, textarea:focus-visible {
  border-color: var(--blue);
  background: white;
}
textarea { min-height: 116px; resize: vertical; }
.form-note { color: var(--muted); font-size: 14px; margin: 10px 0 0; }

.faq { display: grid; gap: 12px; }
details {
  background: white;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 18px 20px;
}
summary { cursor: pointer; font-weight: 800; border-radius: 6px; }
details:hover { box-shadow: 0 12px 28px rgba(7,25,54,.08); }
details p { margin: 12px 0 0; color: var(--muted); }

.breadcrumb {
  background: #eef4fa;
  padding: 14px 0;
  color: var(--muted);
  font-size: 14px;
}
.breadcrumb a { color: var(--blue-2); font-weight: 700; }
.breadcrumb a:hover, .knowledge-list a:hover, .card a:hover { color: var(--navy); }

.partner-band { background: white; padding: 64px 0; text-align: center; color: var(--ink); }
.partner-band h2 { font-size: clamp(30px, 4vw, 42px); }
.partner-band h2::after {
  content: "";
  display: block;
  width: 80px;
  height: 5px;
  border-radius: 999px;
  background: var(--navy);
  margin: 18px auto 28px;
}
.partner-band p { max-width: 760px; margin: 0 auto 30px; color: var(--muted); }
.partner-logos {
  display: grid;
  grid-template-columns: repeat(6, minmax(0, 1fr));
  gap: 18px;
  align-items: center;
}
.partner-logo-card {
  min-height: 62px;
  display: grid;
  place-items: center;
  border: 1px solid rgba(220,229,238,.9);
  border-radius: var(--radius);
  background: #fbfdff;
  padding: 14px 16px;
  transition: opacity var(--ease), border-color var(--ease), box-shadow var(--ease), transform var(--ease);
}
.partner-logo-card:hover {
  border-color: rgba(47,135,193,.22);
  box-shadow: 0 10px 24px rgba(7,25,54,.06);
  transform: translateY(-1px);
}
.partner-logos img {
  width: 100%;
  height: 62px;
  object-fit: contain;
  filter: grayscale(1);
  opacity: .58;
  aspect-ratio: var(--logo-ratio, 3 / 1);
  transition: opacity var(--ease), filter var(--ease);
}
.partner-logos img:hover {
  opacity: .82;
  filter: grayscale(.35);
}
.partner-logo-fallback {
  color: var(--navy-2);
  font-weight: 900;
  line-height: 1.25;
}

.site-footer { background: var(--navy); color: white; }
.footer-main { padding: 66px 0; }
.footer-grid { display: grid; grid-template-columns: 1.2fr .8fr .8fr 1.3fr; gap: 42px; }
.footer-grid h3 { margin-bottom: 18px; }
.footer-grid a { display: block; color: #c8d8ea; margin: 8px 0; }
.footer-grid a:hover { color: white; transform: translateX(-2px); }
.footer-contact img { width: 230px; height: auto; aspect-ratio: 768 / 283; margin-bottom: 18px; }
.footer-contact p, .footer-contact li { color: #c8d8ea; }
.footer-contact ul { list-style: none; margin: 0; padding: 0; }
.footer-form form { display: grid; gap: 10px; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.12);
  padding-top: 22px;
  margin-top: 36px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  color: #c8d8ea;
  font-size: 14px;
}
.footer-bottom p { margin: 0; }
.footer-bottom a {
  color: white;
  font-weight: 800;
}
.footer-bottom a:hover { color: var(--focus); }

.lp .hero-inner {
  grid-template-columns: minmax(0, .95fr) minmax(320px, 440px);
  min-height: 660px;
  align-items: center;
}
.lp .site-mininav { display: none; }
.landing-form { align-self: center; }
.landing-form h2 { font-size: 28px; margin-bottom: 8px; }

.knowledge-list article {
  border-bottom: 1px solid var(--line);
  padding: 22px 0;
}
.knowledge-list h3 { margin-bottom: 8px; }

.mobile-sticky { display: none; }

@media (max-width: 980px) {
  .header-inner { grid-template-columns: 190px auto auto; min-height: 78px; }
  .brand img { width: 180px; }
  .menu-toggle { display: block; }
  .main-nav {
    position: absolute;
    inset: 78px 0 auto 0;
    background: var(--navy);
    display: none;
    padding: 20px;
    flex-direction: column;
    align-items: stretch;
  }
  .main-nav a { padding: 12px 8px; }
  .main-nav.open { display: flex; }
  .header-cta { display: none; }
  .hero-inner, .lp .hero-inner, .split-band { grid-template-columns: 1fr; }
  .hero-inner { min-height: auto; padding: 64px 0 58px; }
  .hero-card { max-width: 560px; }
  .trust-strip { transform: none; margin-top: 0; grid-template-columns: 1fr 1fr; }
  .grid-3, .grid-4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .partner-logos { grid-template-columns: repeat(3, minmax(0, 1fr)); }
}

@media (max-width: 640px) {
  .container { width: calc(100vw - 28px); max-width: calc(100vw - 28px); }
  .header-inner { grid-template-columns: 1fr auto; gap: 12px; min-height: 76px; }
  .brand { justify-self: end; }
  .brand img { width: 136px; }
  .menu-toggle { justify-self: start; grid-column: 2; grid-row: 1; }
  .brand { grid-column: 1; grid-row: 1; }
  h1 {
    font-size: 24px;
    max-width: 330px;
    margin-inline: auto;
    white-space: normal;
    overflow-wrap: anywhere;
  }
  .hero-inner { text-align: center; padding: 52px 0 42px; }
  .hero p.lead { font-size: 15px; max-width: 300px; margin-inline: auto; }
  .hero-actions { justify-content: center; }
  .btn { padding: 11px 16px; min-height: 44px; font-size: 14px; }
  .hero-card { width: min(100%, 300px); max-width: 100%; justify-self: center; padding: 22px 18px; text-align: right; }
  .hero-card h2 { font-size: 21px; }
  .hero::after { opacity: .22; inset-inline-end: 22px; }
  .section { padding: 54px 0; }
  .section-header { display: block; }
  .grid-2, .grid-3, .grid-4, .trust-strip, .form-grid, .footer-grid { grid-template-columns: minmax(0, 1fr); }
  .card { padding: 22px; }
  .partner-logos { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
  .partner-logo-card { min-height: 58px; padding: 12px; }
  .partner-logos img { height: 58px; }
  .footer-bottom { display: grid; gap: 10px; text-align: center; }
  .footer-main { padding-bottom: 96px; }
  .mobile-sticky {
    position: fixed;
    inset-inline: 0;
    inset-block-end: 0;
    display: grid;
    grid-template-columns: 1fr 1fr;
    z-index: 12;
    box-shadow: 0 -10px 28px rgba(7,25,54,.18);
  }
  .mobile-sticky a {
    background: var(--blue);
    color: white;
    padding: 14px;
    text-align: center;
    font-weight: 900;
  }
  .mobile-sticky a + a { background: var(--navy-2); }
  .mobile-sticky a:hover { filter: brightness(.9); }
}